This also opens the possibility to have multiple Cashculator databases and switch between them. For example, you might want to split your business and personal databases, if you share the business database.

To switch to another existing database, in Cashculator’s preferences you change the database location like previously. But now, if the selected folder already contains a database, in additional to “Cancel” and “Overwrite” commands, you have a new option: “Use existing database”. If you click it, Cashculator will immediately restart itself with the database in the selected folder.

Other changes in the release include:

• NEW: Database backups are now always saved in subfolder of the folder where your database is and not always in “/Library/Application Support/cashculator/Backups”. In conjunction with the ability to to load different databases from different folders, you’ll have separate backups for each database. Also, this allows you to better control the backup process of your database backups and in security aspect, if you keep your Cashculator database in a secured volume.
• NEW: Added context menu to scenarios. Now you can right click on a scenario to access common function.
• BUG FIX: negative numbers can now be entered in reconcile table’s starting balances.

As always, use auto-update in your current Cashculator copy or download from http://www.apparentsoft.com/cashculator/download

• NEW: Cell details sidebar can now be closed/opened using a button below it
• NEW: Scenario names are now sorted by name. Default scenario is still the first
• NEW: Last used view (actual, plan, both or combined) is now remembered between launches

Use auto-update in Cashculator menu or download here.

Hit “Check for updates…” in Cashculator’s menu or download the new .DMG from the site.

A new newsletter was also sent out to all Cashculator subscribers. Including news and Cashculator tips. Check out previous newsletters at and subscribe from the same page.

• FIX: Cashculator could sometimes hang when switching plan to Average
• Updated German localization All tutorials are now available in German
• Updated Russian localization All tutorials are now available in Russian

As usual, autoupdate from Cashculator menu or download from http://www.apparentsoft.com/cashculator/download

• NEW: Database location can now be selected. Useful for using with DropBox, for example, to sync your Macs, or for backup purposes.
• NEW: Shortcuts for common category functions – new categories and icon selection.
• FIX: Tutorials scenario did not populate the test data in localized environment.
• Added German localization (including introductory tutorial)
• Added Russian tutorials (introductory and some more)
• Added introductory tutorial in French
• Some previously missing translations were added for some phrases

Auto-update or download from http://www.apparentsoft.com/cashculator/download.

• Fixed possible crash on Leopard – sometimes a crash occurred on 10.5 (Leopard) systems when using short horizons.
• Fixed average calculations inconsitency – In some cases average plans were calculated wrong.
• Not being able to set an average plan – Fixed a rare case where a plan couldn’t be set to be average.

Download Cashculator from: http://www.apparentsoft.com/cashculator/download

• Category icon selection – you can now select an icon for each category, edit them or import new icons.
• Support recurring events on certain months only – now you can make a recurring transaction that will occur once every two, three or other number of months.
• Support for cents – For users who take their budgeting seriously, we now have the option to display income and expenses with cents without rounding them. This feature can be activated from View menu. Internally, all is saved with cents now.
• Saving your entry history – When you add several transactions to the cell, not only the total sum of them is saved, but the value of each transaction is saved as well. For example if you spent $100 for groceries and later spent additional $50, just by pressing “enter” on the cell you will be able to see that the spending of 150 on groceries consists of 100 and 50.
• Automatic Backups – Your personal Cashculator data is now backed-up before each launch of the application.
• Support for larger amounts – Cashculator now supports very large amounts and will autosize the columns in the table to fit them.
• Better locale support – Numbers will now be displayed according to locale settings in tables and in sidebar (with correct thousands and decimal separators)
• Bug fixes

Download Cashculator from http://www.apparentsoft.com/cashculator/download or auto-update from your current installed version.

• Now accepts entering numbers based on locale (decimal separator, thousands grouping separator)
• Position and size of main window is now remembered between restarts
• Small updates to introductory tutorial

We hear your other suggestions. Keep them coming. Good place to discuess these is in the Cashculator forums.

Cashculator is different from most other personal finance applications, which are usually complex, costly and focus on past performance by logging and tracking transactions that occurred on user accounts. Unlike them, Cashculator is very easy to use: No need to define your accounts and configure the application, no complex dialog boxes, no credits, debits or portfolio management. Just simple numbers: income and expenses.

Cashculator is the simplest way to manage your finances. Like a spreadsheet, Cashculator is very visual and straightforward. Built specifically for personal finance, Cashculator improves upon a spreadsheet by supporting budgeting, easy “what-if” scenarios comparisons and more.

Cashculator Benefits:

• It allows you to live in the future, not the past, by forecasting your future financial situation
• It allows you to make better decisions regarding your personal finance or your small business
• It allows you to manage your finance using a clear, simple and intuitive interface, following Mac tradition

Main Features:

• Have a high-level overview of your historic spending and income
• Cash flow prediction: do you have a surplus cashflow or are you accumulating debt?
• What-if analysis to compare alternatives: check if you can afford to purchase that gadget in several payments or you should push it until you get that salary raise
• View income, expenses and balance with easy-to-use and intuitive graphs

Language Support:
* English and French

Minimum Requirements:
* Mac OS X Version 10.5 or later
* Universal Binary for PowerPC and Intel
* 7.8 MB Hard Drive space

Pricing and Availability:
Cashculator 1.0 costs $29.95 (family license) but can be purchased for $19.95 (USD) for a limited time using a coupon available on the site. A full-featured, trial version can be downloaded.